Sports Philosophy Economics Investments Other Understanding Risk Tolerance: Building a Portfolio That Suits Your Life Stage One of the most important—and most overlooked—parts of investing is understanding your risk tolerance. It’s easy to get caught up in headlines about hot stocks or crypto surges, but smart investing isn’t about chasing returns. June 1, 2025 Sustainable Investing: Aligning Your Portfolio with Your Values Today’s young investors are no longer just asking, “What will give me the best return?” They’re also asking, “What impact is my money having on the world?” This shift in mindset has given rise to sustainable investing, a fast-growing approach that considers not only financial performance but also environmental, social, and governance (ESG) factors. June 1, 2025 The Role of Superannuation in Your 20s and 30s When you're in your 20s or 30s, retirement might feel like a distant concern. But the financial decisions you make today—particularly around your superannuation—can have a profound impact on your lifestyle decades from now. Understanding and optimising your super early can mean the difference between a modest retirement and genuine financial independence. June 1, 2025 How to Start Investing with Just $100: Micro-Investing Explained If you’ve ever felt like investing is only for people with thousands of dollars to spare, you’re not alone. But thanks to micro-investing, it’s now possible to start building wealth with as little as $5 to $100. For young adults juggling rent, student loans, or early career salaries, this low-barrier entry into the market can be a game-changer. June 1, 2025 Robo-Advisors: Are They Worth It for Young Investors? With rising living costs, stagnant wages, and complex financial markets, young Australians are increasingly turning to robo-advisors—digital platforms that automate investing using algorithms and pre-set strategies. June 1, 2025 REITs and Fractional Property Investing for the Rent-Generation Owning property has long been seen as the cornerstone of financial security in Australia—but for many young adults today, the idea of buying a home feels increasingly out of reach. Soaring prices, rising interest rates, and stagnant wages have created a generation of renters wondering how they can still build wealth without owning a house. June 1, 2025 The Psychology of Investing: Avoiding FOMO and Staying Focused When it comes to investing, the biggest challenge isn’t always picking the right stock or timing the market—it’s managing your own behaviour. For young investors, especially those influenced by social media, the temptation to chase hype, panic sell, or jump on trends is stronger than ever. June 1, 2025 Index Funds vs. ETFs: What’s Better for First-Time Investors? For young adults stepping into the world of personal finance, one of the first questions they face is where to begin investing. Among the most common entry points are index funds and exchange-traded funds (ETFs)—two popular vehicles for gaining broad market exposure without having to pick individual stocks. June 1, 2025 Financial Literacy and Personal Finance: Building Smart Money Habits in Your 20s In a world of rising living costs, credit card ads, student loans, and constant social media pressure to “live your best life,” managing money can feel overwhelming—especially in your 20s. June 1, 2025 Cryptocurrency: Still Worth Considering in 2025? After a turbulent decade marked by booms, busts, scandals, and regulation, cryptocurrency remains one of the most debated investment options for young Australians. As we move through 2025, the question is no longer “What is crypto?” but rather “Does it still belong in a long-term investment portfolio?” June 1, 2025
